Frequently Asked Questions (FAQs)

I have questions about a certain stock, mutual fund or investment. Do you blog about specific investments, investment performance, stock market activity or the economic outlook?

This Blog is educational in nature and focused on addressing the many financial challenges faced by surviving spouses and partners. I work in the financial services industry as a fee-only financial advisor. If I write about specific investments, the performance of portfolios managed at my company, or provide a stock market outlook, this Blog would no longer be educational, it would become an advertisement, a solicitation for business, and would require a higher level of compliance oversight, record keeping and scrutiny.

I've asked a question about my specific situation or issue but you have not given me a recommendation. Why not?

I work in the financial services industry as a fee-only financial advisor and want to keep this Blog educational in nature. Because of these factors, I cannot provide specific investment guidance, advice or recommendations on this Blog. My replies and blog posts will be limited to education on how or why things work, not if a particular choice, option, service or product is right for you. It can take in-depth analysis and understanding of your complete financial situation before knowing what might or might not work for you.  If you seek advice or assistance for your financial situation, you can learn more about my services at this website.

Why do you discuss car, house and computer issues on your financial blog?

The focus of this Blog is to help you manage and protect your wealth. Your wealth consists of what you own, like vehicles, homes and investments, and what you owe, like a mortgage and credit card balances. A poorly maintained car can cost you more in repairs than a well maintained car. A mortgage with a higher interest rate than what can currently be obtained costs you more, maybe a lot more, over the life of that mortgage. Same with credit cards. Interestingly, the way you use your computer and your practices while accessing the internet or emails can adversely affect your wealth. Think about all the cyber-crime, hackers, phishing, and email scams that take place every day. The smart consumer is vigilant online when using User IDs, passwords, entering Social Security numbers, account numbers or even a home address. Criminals are changing tactics all the time and finding new ways to try and strip you of your wealth. So you see, protecting and managing your wealth requires lots of thoughtful planning, awareness on the latest scams, and best practices when dealing with computer and internet technology. This Blog will cover these issues because they can affect your wealth.

Why can't I find information about your services and company on this website?

As a fee-only financial advisor I want to keep this Blog educational in nature and chose not to advertise my financial services or company details on this website. If I did solicit business on this website, a higher level of compliance oversight would be needed as per SEC requirements. If you want to learn more about my professional background and advisory services, please visit this website.

What are the Terms & Conditions for using this Blog?

Here is the full Terms and Conditions page containing the following sections:



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