Blog Terms and Conditions
Widowed Community, LLC (formerly Widowed Community Education & Support Services, Inc) operates and maintains a website at WidowedCommunity.org and/or WidowedCommunity.com which contains, among other things, the Widowed Community Financial Blog (“Blog”), all collectively referred to as “Widowed Community & The Blog” unless referenced individually in the Terms and Conditions.
Widowed Community & The Blog require that all visitors to this website adhere to the following Terms and Conditions. By accessing this website and any of its pages or Materials, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification.
Widowed Community & The Blog may revise these Terms and Conditions at any time by updating this posting, which revisions will be binding upon all visitors to this website. You should therefore visit this posting to review these Terms and Conditions from time to time as you visit this website. For purposes of these Terms and Conditions references to Widowed Community or the Blog include its operators.
These Terms and Conditions of use shall be governed by and construed in accordance with the laws of the United States of America and the state of Arizona, without giving effect to any choice of law or conflict of law provision or rule (whether of the state of Arizona or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the state of Arizona.
Your subscription to or access of the Blog, or access or download of content, documents or materials does not create an advisor-client relationship or other professional services relationship between you and Jim Schwartz or between you and Strategic Wealth Advisors, LLC.
The posts, content and Materials on this website are not intended to provide tax, legal, accounting, financial, or professional advice. Readers and visitors are advised to seek out qualified professionals that provide advice on these issues for specific client circumstances.
Advice, articles, or commentary included on this website or the Blog do not constitute a tax opinion and are not intended or written to be used, nor can they be used, by any taxpayer to avoid penalties that may be imposed on the taxpayer.
Widowed Community & The Blog will not be responsible for any errors or omissions in the posts, content or Materials provided on this website.
Widowed Community & The Blog do not endorse 3rd parties (3rd parties are those who comment on a post or post their own content). See our Comment Policy on this Terms & Conditions page for restrictions on comments.
There are no guarantees that the information on this website has not been outdated or otherwise rendered incorrect by subsequent new research, legislation, or other changes in law or binding guidance.
Widowed Community & The Blog and affiliates and operators shall not have any liability or responsibility to any individual or entity with respect to losses or damages caused or alleged to be caused, directly or indirectly, by the information contained on this website or decisions based on information contained on this website.
Widowed Community & The Blog reserve the right to withdraw or prohibit access to this website and to revise the software, materials, information and the services and products described in this website at any time without notifying users.
Neither Widowed Community, the Blog, affiliates, directors, officers, employees, nor any third-party vendor will be liable or have any responsibility for any loss or damage that you incur in the event of any failure or interruptions of this website, or resulting from the act or omission of any other party involved in making this website or the data contained in it available, or from any other cause relating to your access to, inability to access, or use of this website or the provided Materials.
Hypertext links to other Internet sites (“links”) are included as a convenience for our Site visitors. Widowed Community & The Blog assume no liability for the content of any linked sites, including, without limitation, the accuracy, subject matter, quality or timeliness of the content. The fact that such links have been provided does not constitute an endorsement, authorization, sponsorship by or affiliation with Widowed Community or the Blog with respect to any linked website or its sponsor.
Widowed Community & The Blog are not liable for any harm caused by the transmission, through access of this website, of a computer virus, or other computer code or programming device that might be used to access, delete, damage, disable, disrupt or otherwise impede the operation of this website or of any user’s software, hardware, data or property.
It is the visitor’s responsibility to use proper cybersecurity measures to protect their computer hardware, software and data from harm against viruses, trojan horses, spyware, malware, ransomware and other cybersecurity threats.
You will not use this website for any purpose that is unlawful or prohibited by these Terms and Conditions.
Within this website no account or personal information is obtained for storage other than information you provide. This information is used only to provide you with the information or Materials that you specifically request or access.
The information Widowed Community & The Blog collects is used to improve the content of our website, used to notify visitors about updates to our website, shared with agents, contractors and third-party vendors who assist in providing operational support and used by us to contact visitors for marketing purposes, but not shared with other organizations for commercial purposes.
Any information we collect is disclosed when legally required to do so, at the request of governmental authorities conducting an investigation, to verify or enforce compliance with the policies governing our website and applicable laws or to protect against misuse or unauthorized use of our website.
As with most other websites, we collect and use the data contained in log files. The information in the log files includes your IP (internet protocol) address, ISP (internet service provider, such as AOL or Cox Cable), the browser used to visit our website (such as Internet Explorer or Firefox), the time you visited our website and which pages you visited throughout our website.
We may use IP addresses to compile and provide aggregate statistics about our visitors and traffic patterns to administer this website.
We do not collect information about our visitors from other sources, such as public records or bodies, or private organizations.
If you have any questions about how we handle your information please contact us.
Permissions & Reprints
Copyright / Trademark / License / Ownership of Material
All text, graphics, images and intellectual property contained in this website are subject to copyright, trademark or intellectual property rights protection and owned by or licensed to Widowed Community & The Blog or otherwise used by Widowed Community & The Blog as permitted by law. No information contained on this website may be reproduced, transmitted, displayed, distributed, published or otherwise used for commercial purposes without the prior written consent of Widowed Community & The Blog. You may print or electronically store copies of the information for your own personal use.
Widowed Community & The Blog make no proprietary claim to any third-party names, trademarks or service marks appearing on this website. Any third-party names, trademarks, and service marks are the properties of their respective owners.
In the following situations, non-exclusive permission is granted automatically, subject to the constraints noted below:
- Social Media. You may share the hyperlink URL of any article, blog post or document on this website to social media platforms like Twitter, Facebook, etc., using either the sharing buttons made available, or your own social media account/tools. However, sharing tools that put your own website/frame around the article (e.g., Snip.ly) are not permitted.
- Email. You may email the hyperlink URL of any article, blog post or document on this website as you wish, whether using our “Share via Email” button, or simply copy and pasting the link into an email.
- Printing. You may print a copy of any article, blog post or document on this website or print to PDF, but only for your personal use. To reprint for wider use or distribution, including multiple copies, whether as a physical or electronic copy, please see the Reprints section below.
- Image or Text Excerpts. You may excerpt from an article, blog post or document any single Widowed Community or Blog original image (noted with a “©Widowed Community” or “©Jim Schwartz ” in the lower right corner of the image), or up to one paragraph of text as a quote as long as you include attribution to “Jim Schwartz at Widowed Community” as the source, including a hyperlink tied to the text or image (or for an image, captioned immediately below it) that links back to the original source article from which it came. For permission to reproduce any third-party images, which do not include a copyright for Jim Schwartz or Widowed Community, please contact the original image source as noted.
If you wish to have permission to use content from this website or the Blog that is beyond the scope of the automatic permissions listed above, please Contact Us to make your request. We frequently grant such requests, and usually without any cost, but permission is required before proceeding.
Reprints. If you wish to obtain permission to reprint a Widowed Community or Widowed Community Financial Blog article, blog post or document in full, whether in electronic form, as a PDF, or to produce physical copies for distribution, please Contact Us and provide details of the intended scope.